Fees, in percent.
Private clients pay one annual fee on the assets we look after, banded by size and billed quarterly in arrears. Tax returns and estate work are quoted once, in writing, before we start.
Your fee, before you ask.
A percentage of the assets we advise on, in bands, with a minimum. This is how it adds up for a typical family.
An example
- Client
- A family
- Assets under advice
- €3m
- Currency
- Euro
- Minimum
- €3,000 a year
Bands: 0.8 % on the first 1m, 0.5 % on the next 2m and 0.3 % above. An estimate, not an offer.
Book a first meetingEstimated annual fee
excl. VATThe value of investments can go down as well as up, and you may get back less than you invested. Past performance is not a guide to future returns.
How we start.
Changing adviser is easier than it sounds. This is what happens, and when.
A first meeting
Thirty minutes, free. We look at what you own, where, and what you want it to do.
A written proposal
The scope, the fee and the name of your adviser. Paid by you, never by product providers.
Your investment policy
Goals, risk and the tax position in each country, written down and signed.
Your first review
A report on everything you hold, wherever it is, and the first changes agreed.
Before the first call.
How much will it cost?
Most clients pay a fixed fee. Use the fee schedule to estimate yours, and we confirm the fee in writing after a first meeting.
Can one adviser handle both countries?
Yes. Your lead adviser coordinates both offices, so you get one monthly report and one point of contact for Spain and the UK.
Do I have to change my software?
No. We work with Xero, QuickBooks, Sage, FreeAgent, a3innuva, Holded and plain spreadsheets.
What happens in the first month?
We collect your records from your previous adviser, set up your client area and close your first month. How we start sets out the full sequence.
Who signs my accounts?
Your lead adviser, a registered accountant whose number you can check on their page. The same person answers your questions all year.
Is the first meeting free?
Yes. Thirty minutes, by video or at either office, with no obligation. You leave with a fee in writing.
What we advise on, and for whom.
Two services, each with its own page: who it is for, what is included and how it is charged.